Personal Planning

Great Questions Yield Great Results

Much like diets or exercise regimens, there are many financial plans that may work. However, most people don’t stick with their plan because they don’t understand why they are doing what they are doing. Once we help people understand why they are pursuing a particular course of action, the rest becomes easy.

We believe it is important to have an introductory meeting. We are known for asking thought-provoking questions to understand whether we can add value to what you’re trying to accomplish. Unless we ask you probing questions we won’t know whether we can help you or not. Not to mention that you will have questions of your own. And unless you get to know us you won’t know whether we are right for you.

Put A Plan In Place For Life

All of our recommendations are derived from a detailed and comprehensive fee-based financial plan that we develop over the course of our engagement with you. Ours is not the kind of plan that promptly gathers dust on your bookshelf; it is a roadmap for life.

Real-Time Planning, Dynamic And Up-To-Date

We present our plans digitally, with real-time numbers that are dynamically updated to reflect your exact financial position at any moment in time. You will receive access to a secure personalized website that will allow you to have 24/7 access to all of your financial information, and regular reviews with us to assess your progress and make changes as needed. Of course, we also offer a written companion document containing charts and graphs so you can visually see where you currently stand. In addition, you can see how our recommended changes would affect the direction you are headed.

After your plan is delivered we actively monitor your progress and pro-actively communicate with you so that you can adjust as needed.

Our fee-based financial planning services will educate and provide recommendations on the following areas of your financial life:

Protection

  • Car, homeowners, and umbrella polices
  • Estate planning
  • Disability Insurance
  • Life Insurance
  • Ownership – how to title assets and beneficiary assignments

Savings

  • Emergency savings
  • Liquidity
  • Retirement planning
  • Social Security analysis
  • Taxes – now or later?

Growth

  • Long term savings – how to accomplish your funding goals
  • Mortgage analysis
  • College/higher education – if applicable

You may choose to implement our recommendations with us or with an advisor of your choice. We frequently work with our clients’ attorneys, CPAs, and other professional advisors. We can also recommend qualified professionals should you need assistance with legal, accounting, and banking services.